Bank Tests Biometric Cards To Make Payment More Faster And Secure


A bank in the United Kingdom employed a system of biometric cards which has fingerprint sensors, so now, one doesn’t have to enter pin code numbers for verification processes, and to make payments more secure. This also removes the restriction on the amount that can be paid using a contactless system.

NatWest, an established bank in the U.K. has announced that about two hundred people will be a part of the first trial. The card will have a fingerprint sensor much like the cards with chips we see today, and one has to press it with their fingers to make payments. The process of inserting fingerprint sensors into cards to establish a contactless paying system is to put an halt to the insertion of cards into terminals, or the entering of pin codes.

Contactless payment systems are common in the U.K. and most of Europe, but it comes with a spending limit. Even payments made through Google Pay and Apple Pay has a spending limit of 30 bucks. And this rule has been enforced by every retailer and bank there. According to NatWest, fingerprint sensors can remove this restriction thus allowing transactions over 30 bucks to be made very easily.

It is work with a security company Gemalto on the project, and has not yet revealed how they are going to register the fingerprints of customers to the bank in order to activate the card. The registration of fingerprints might become more difficult due to a spate of its branch closures until a solution is found. Visa and Mastercard are also included in this project.

Fingerprint-enabled systems have been talked about since 2014, yet a more tangible solution hasn’t come up yet. Older versions of fingerprint-enabled cards still need to be inserted into a terminal in order to make transactions.

Despite the joint efforts of so many companies, the technology hasn’t yet appeared as mainstream.

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